Healthy Paws Pet Insurance Rocks

When my husband and I adopted Cody from Small Dog Rescue of Minnesota one of the first things we did was research pet insurance companies. We didn't know a ton about Dachshunds back than other than that they were very susceptible to Intervertebral Disk Disease or IVDD.

IVDD  is a debilitating and costly disease that affects many different breeds including Dachshunds. Knowing the cost associated in the surgical treatment of IVDD we did not want to be in a position of not being able to provide care because we could not financially afford it.

Researching Pet Insurance is Daunting

I'm not going to lie, researching pet insurance was a daunting task, especially because you can't always believe everything you read. (I work in marketing after all and a marketers job is to make everything sound great) When deciding on a pet insurance policy you have the same things to consider as any other type of insurance policy:

• Cost
• Deductible
• Policy Limits
• Coverage
• Reimbursements
• Restrictions
• Ease of Use

After researching online and reading reviews on Angie's List we decided on Healthy Paws. The plan we choose costs $44.58 per month, has a $250.00 yearly deductible and pays out a 90% reimbursement. The plan covers everything except routine vet care. This includes genetic conditions as long as they were not pre-existing.

Submitting Our First Claim

Cody's IVDD surgery was our first claim in the almost 2 years since we'd had insurance and was going to be a BIG test as to just how good our policy was. In all honestly I was prepared for having to go through a bunch of red tape. I just didn't believe filing a claim and getting reimbursed was going to be as easy as it claims it would be.

Healthy Paws Reimbursement

The total cost of Cody's IVDD surgery and hospital stay was $6,279.53, this included a CT scan, MRI and his stem cell harvesting and shot. Submitting a claim was super easy and I'm not just saying that. We sent everything in on Monday December 10th and 1 week later we had our reimbursement checks in hand. Here's how our payout worked....

Kudos to Healthy Paws

In addition to their super simple claim filing process, we called customer service a few times since it was our first claim and I have nothing but great things to say. Good customer service is hard to find these days and their phone reps were very helpful. They kept us in the loop every step of the way via email.

Thanks Healthy Paws!